What This Privacy Policy Covers
This Privacy Policy applies when you create or use an hmtoto account, contact our support desk, or use account services connected with DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. We may handle details you provide during phone verification, such as your contact number,
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together with sign-in records, device details, security events and payment references needed to match an account action. We use these details to provide account access, check wallet status, prevent unauthorised activity, answer requests and meet applicable legal duties. We do not describe access as universal: eligibility
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depends on local law, and our handling may change when a legal obligation applies. This page is our current policy statement; if a material change affects your rights or account choices, we will present the updated wording through an available account or support route.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.